The Prescription Discount Card is a no cost discount card accepted at over 57,000 pharmacies nationwide. With the discount card you can receive discounts of up to 60% off the total retail price of the prescription. This program can be used by people without insurance but it could be use by those with insurance for specific situations. Some situations could include the following:
• They are on Medicare and fall into the "gap" where they pay 100% of drug costs. Many Medicare prescription drug plans have a "gap" in coverage after drug costs reach a certain point and before catastrophic coverage begins and the plan pays the bulk of costs.
• They need a prescription drug their insurance plan formulary doesn't cover. They would not be able to use this cost to accumulate toward their out of pocket expense for their Plan's deductible since the Rx wasn't covered under the plan but at least they could get the needed Rx at a discounted price versus retail.
• They have a deductible and use the drug discount program to reduce their out of pocket costs. While their carrier may have a discount on Rx the member should be a wise consumer and check to see which discount would benefit them the most. They would use one card or the other but not both at the same time.
• They are waiting to have a pre-existing condition covered by their insurance plan.
• They are a new employee lacking insurance and are waiting to become eligible for the employer plan.
• Their medical coverage does not offer Rx









What is a prescription discount card?


